Yield Curve Screensaver
The Yield Curve screensaver is a live plot of the U.S. Treasury yield curve — interest rates from one month to thirty years — drawn fresh each day from the key-less Treasury data. It's free, runs in your browser, display only, and ESC exits.
Live preview
Press ESC to leave fullscreen. Settings are saved in your browser only.
How the Yield Curve screensaver works
The saver fetches the U.S. Treasury's daily yield-curve rates, the interest the government pays to borrow over different terms.
It plots yield against maturity from one month out to thirty years, drawing a smooth glowing curve with a value at each point.
The 2-year and 10-year yields are called out, along with the gap between them — a closely-watched recession signal.
When that 10-year-minus-2-year spread turns negative the curve is flagged as inverted, in red.
A worked example
On a normal day the curve slopes gently upward from a 3.8% one-month bill to a 4.4% thirty-year bond; when short rates rise above long ones the line dips and the board flashes INVERTED — the classic recession warning.
Settings & tips
- Curve color recolours the yield line.
- Background sets the panel backdrop.
- An inverted curve (10Y below 2Y) is highlighted in red.
Frequently asked questions
- Is the data live?
- Yes. It uses the U.S. Treasury's daily yield-curve figures, refreshed each business day, so the curve reflects the latest rates.
- What does an inverted curve mean?
- When short-term yields exceed long-term ones the curve inverts — historically a warning sign that a recession may follow.
- Is this investment advice?
- No. It's a display of public interest-rate data for ambiance, not advice of any kind.
- Does it need a key?
- No. The Treasury data is free and key-less; the saver only needs an internet connection.
- Is it free?
- Yes — free, no download, in your browser.